HDFC ERGO Vehicle Insurance Frequently Asked Questions
HDFC ERGO General Insurance Company Ltd. is a joint venture between HDFC Ltd., India’s premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. The Company offers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space.
Q.1 What is
covered under Third party policy?
Ans. Accidental
injury/death to third party, property damage
Q.2 Does it
cover any accidental damage of the insured vehicle?
Ans. No, it
covers damage happened only to the third party
Q.3 Whether third
party policy can be taken for all types of vehicles?
Ans. Yes, it can
be taken for all vehicles which are registered
Q.4 Whether third
party policy can be taken for a 15 year old vehicle?
Ans. Yes,
currently system accepts only those vehicles which are registered on or after
1950.
Q.5 What all
documents are required for issuing a Third party policy?
Ans. Previous
policy copy (Optional) & Vehicle RC copy (Mandatory)
Q.6 What is a break
in insurance case?
Ans. Break in
case refers to those vehicles which don’t have a valid insurance. If the
previous insurance policy has lapsed then it’s called a break in case, there
will be cases where there won’t be any previous policy also.
Q.7 Will the premium change with respective to
age of the vehicle?
Ans. No, premium won’t change with the age of the vehicle but it depends on the category of vehicle and engine capacity within each category. A premium chart will be provided for your readymade reference of premium.
Q.8 Before how many days we can issue a policy?
Ans. We can issue
a policy before 90 days of policy expiry For example if policy expires on
October 15th, you can issue a policy after August 15th. New policy start date
will be next day of the existing policy date.
Q.9 What would
be policy start day if it is a break in case?
Ans. If policy is
break in the policy start date will be next date of policy issue date.
Q.10 Is there any
coverage for owner and driver?
Ans. Yes, there
is coverage for owner and driver, (1 lac coverage for two wheeler and 2 lacs
for other vehicles)
Q.11 Can policy be issued 24*7 at CSC?
Ans. Yes, It’s a
on line policy issuance, CSC can issue any day any time.
Where Can I avail HDFC ERGO Vehicle Insurance Online in a nearby CSC in Sonipat Haryana
- Shahpur Turk CSC - One Stop Solutions for Banking
- HDFC ERGO Vehicle Insurance
- Insurance Motor, Insurance Health, Insurance Life, Insurance cattle, Insurance property, Insurance Fire, Insurance personal accident
- PAN Card application
- Passport Assistance Services
- Premium Collection Services of Insurance Companies like LIC, SBI, ICICI Prudential, AVIVA DHFL and Others
- E-Nagrik & E- District Services {Birth/ Death Certificate etc.}
- Pension Services
- NIELIT Services
- Aadhar Printing and Enrollment
- PAN Card
- Electoral Services
- Voter Card
- Ration Card
- E-Courts and Results Services
- State Electricity and Water Bill Collection Services
- IHHL Project of MoUD (Swachh Bharat)
- IRCTC, Air and Bus Ticket Services
- Mobile and DTH Recharge
- English Speaking Course
- Agriculture Kisan Services
- CSC Bazaar
- E-Learning
No comments:
Post a Comment