Pradhan Mantri Fasal Bima Yojana (PMFBY) Haryana

· PMFBY (Pradhan Mantri Fasal Bima Yojana) will provide a comprehensive insurance cover against failure of the crop thus helping in stabilizing the income of the farmers and encourage them for adoption of innovative practices.
· The Scheme can cover all Food & Oilseeds crops and Annual Commercial/Horticultural Crops that past yield data is on the market and that requisite number of Crop Cutting Experiments (CCEs) are going to be conducted being a part of the overall Crop Estimation Survey (GCES).
· The scheme is compulsory for loanee farmer obtaining Crop Loan /KCC account for notified crops. However, voluntary for Other/non loanee farmers who have interest within the insured crop(s).
· the utmost Premium payable by the farmers are going to be 2% for all Kharif Food & Oilseeds crops, 1.5% for Rabi Food & Oilseeds crops and 5% for Annual commercial/Horticultural Crops.
· The difference between premium and therefore the rate of Insurance charges payable by farmers shall be shared equally by the Centre and State.
· The seasonality discipline shall be same for Loanee and non-Loanee farmers.
· The scheme are going to be implemented by AIC and other empaneled private general insurance companies. Selection of Implementing Agency (IA) are going to be
done by the concerned government through bidding.
· the prevailing State Level Co-ordination Committee on Crop Insurance (SLCCCI), Sub-Committee to SLCCCI, District Level Monitoring Committee
(DLMC) shall be liable for proper management of the Scheme.
· The Scheme shall be implemented on an ‘Area Approach basis’. The unit of insurance shall be Village/Village Panchayat level for major crops and for other crops it's going to be a unit of size above the extent of Village/Village Panchayat.
· The Loss assessment for crop losses thanks to non-preventable natural risks are going to be on Area approach.
· just in case of majority of insured crops of a notified area are prevented from sowing/planting the insured crops thanks to adverse weather which will
be eligible for indemnity claims up to maximum of 25% of the sum-insured.
· However losses thanks to localized perils (Hailstorm, landslide & inundation) and Post-Harvest losses thanks to specified perils, (Cyclone/Cyclonic rain & Unseasonal rains) shall be assessed at the affected insured field of the individual insured farmer.
· Three levels of Indemnity, viz., 70%, 80% and 90% like crop Risk within the areas shall be available for all crops.
· the threshold Yield (TY) shall be the benchmark yield level at which Insurance protection shall tend to all or any the insured farmers in an Insurance Unit Threshold of the notified crop are going to be moving average of yield of last seven years excluding yield up to two notified calamity years multiplied by Indemnity level.
· just in case of smaller States, the entire State shall be assigned to at least one IA (2-3 for comparatively big States). Selection of IA could also be made for a minimum of 3 years.
· The designated / empaneled companies participating in bidding need to bid the premium rates for all the crops notified / to be notified by the State Govt.
and non-compliance will result in rejection of company’s bid
· Crop Cutting Experiments (CCE) shall be undertaken per unit area /per crop, on a sliding scale, as prescribed under the scheme outline and operational guidelines. Improved Technology like Remote sensing. Drone etc. are going to be utilized for estimation of yield losses.
· State governments should use Smart phone apps for video/image capturing CCEs process and transmission thereof with CCE data on a true time basis
for timely, reliable and transparent estimation of yield data
· the value of using technology etc. for conduct of CCEs etc. are going to be shared between Central Government and State/U.T. Governments on 50:50 basis.
· there'll be a provision of on account claims just in case of adverse seasonal conditions during crop season viz. floods, prolonged dry spells, severe drought, and unseasonal rains.
· On account payment up to 25% of likely claims are going to be provided, if the expected yield during the season is probably going to be but 50% of normal yield.
· The claim amount are going to be credited electronically to the individual Insured savings bank account.
· Adequate publicity must tend altogether the villages of the notified districts/ areas

Objectives of Pradhan Mantri Fasal Bima Yojana (PMFBY) Haryana

Pradhan Mantri Fasal Bima Yojana is to supply coverage and support to the farmers within the event of failure of any of the notified crop as a results of natural calamities, pests & diseases.
Pradhan Mantri Fasal Bima Yojana is to stabilize the income of farmers to make sure their continuance in farming.
Pradhan Mantri Fasal Bima Yojana to encourage farmers to adopt innovative and modern agricultural practices.
Pradhan Mantri Fasal Bima Yojana to make sure flow of credit to the agriculture sector.

Background of Pradhan Mantri Fasal Bima Yojana (PMFBY) Haryana

Pradhan Mantri Fasal Bima Yojana (PMFBY) was launched from Kharif 2016 with aim to support production in agriculture by providing a reasonable crop insurance product to make sure comprehensive risk protect crops of farmers against all non-preventable natural risks from pre-sowing to post-harvest stage. The Scheme has completed 8 crop seasons and is being implemented across States/Union Territories (UTs). After the commencement of the Scheme, The Ministry of Agriculture and Farmers Welfare (MoA&FW), Government of India (GoI) has endeavored to form the Scheme simpler , transparent and auto-administration driven with the intention to attenuate manual interventions and eliminate usage of variable methodologies for implementation and execution on the ground. This was facilitated by an in depth set of Operational Guidelines (OGs) and by leveraging efficient and cutting-edge technological solutions.

Farmer friendly government's new gift in the form of Pradhan Mantri Fasal Bima Yojana (PMFBY) Haryana

Farmer friendly government on the auspicious occasion of 'johar' like Lohri, Pongal and Bihu today gave an enormous gift to the farmer within the sort of Prime Minister's crop insurance scheme. this The scheme are going to be implemented from Kharf 2016. Insurance plans for farmers are made up of time to time, but in spite of this

So far the entire coverage has been 23 percent. Reviewing all the schemes and including good features and new ones within the interest of farmers

Highlights of the Pradhan Mantri Fasal Bima Yojana (PMFBY) Haryana

There will be a consistent premium of only 2% to be paid by farmers for all Kharif crops and 1.5% for all Rabi crops. just in case of annual commercial and horticultural crops, the premium to be paid by farmers are going to be only 5%. The premium rates to be paid by farmers are very low and balance premium are going to be paid by the govt to supply full insured amount to the farmers against crop loss on account of natural calamities.
There is no upper limit on Government subsidy. albeit balance premium is 90%, it'll be borne by the govt .
Earlier, there was a provision of capping the premium rate which resulted in low claims being paid to farmers. This capping was done to limit Government outgo on the premium subsidy. This capping has now been removed and farmers will get claim against full sum insured with none reduction.
The use of technology are going to be encouraged to an excellent extent. Smart phones are going to be wont to capture and upload data of crop cutting to scale back the delays in claim payment to farmers. Remote sensing are going to be wont to reduce the amount of crop cutting experiments.
PMFBY may be a replacement scheme of NAIS / MNAIS, there'll be exemption from Service liabilities of all the services involved within the implementation of the scheme. it's estimated that the new scheme will ensure about 75-80 per cent of subsidy for the farmers in premium .

Crop insurance scheme Pradhan Mantri Fasal Bima Yojana (PMFBY) Haryana

Crop insurance scheme has been made by adding features. [ Thus this plan is old it's better to profit the farmer than any scheme. One just in case the premium exceeds within the Modified NAIS effective from 2010. The cap was kept in situ in order that the premium borne by the govt . the amount was reduced, as a results of which the farmer would get the claim amount also . The ratio used to be less than the app. for instance , within the Latipar district of North-East, the paddy crop. So 22 percent was Actuarial Premium. Sum of 30 thousand rupees to the farmer. Only Rs.900 thanks to cap on Insured and Rs.2400 premium to Govt.

Had to offer Even just in case of 100% loss, only 15 thousand to the farmer. The claim amount of Rupees 22 on 30 thousand Sum Insured within the Prime Minister's Crop Insurance Scheme.

Technology are going to be utilized in the scheme, which can help in reducing the crop loss/harvest. The assessment are often done quickly and accurately and therefore the farmer will get the claim amount × accelerated app. Can it the amount of harvesting units are going to be reduced through remote sensing. Up-load the info of Harvesting Yoga through smart phone

Farmers to be covered

All farmers growing notified crops during a notified area during the season who have interest within the crop are eligible.
To address the demand of farmers, the scheme has been made voluntary for all farmers from Kharif 2020.
Earlier to Kharif 2020, the enrollment under the scheme was compulsory for following categories of farmers:
Farmers within the notified area who possess a Crop Loan account/KCC account (called as Loanee Farmers) to whom credit limit is sanctioned/renewed for the notified crop during the crop season. and
Such other farmers whom the govt may plan to include from time to time.
Voluntary coverage : Voluntary coverage could also be obtained by all farmers not covered above, including Crop Kisan Credit Cards / Crop Loan Account holders whose credit limit isn't renewed.

Risks covered under the scheme

Yield Losses (standing crops, on notified area basis). Comprehensive risk insurance is provided to hide yield losses thanks to non-preventable risks, like Natural Fire and Lightning, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane, Tornado. Risks thanks to Flood, Inundation and Landslide, Drought, Dry spells, Pests/ Diseases also are going to be covered.
In cases where majority of the insured farmers of a notified area, having intent to sow/plant and incurred expenditure for the aim , are prevented from sowing/planting the insured crop thanks to adverse weather , shall be eligible for indemnity claims up to a maximum of 25 per cent of the sum-insured.
In post-harvest losses, coverage are going to be available up to a maximum period of 14 days from harvesting for those crops which are kept in “cut & spread” condition to dry within the field.
For certain localized problems, Loss / damage resulting from occurrence of identified localized risks like hailstorm, landslide, and Inundation affecting isolated farms within the notified area would even be covered.

Unit of Insurance in Pradhan Mantri Fasal Bima Yojana (PMFBY) Haryana

The Scheme shall be implemented on an ‘Area Approach basis’ i.e., Defined Areas for every notified crop for widespread calamities with the idea that each one the insured farmers, during a Unit of Insurance, to be defined as "Notified Area‟ for a crop, face similar risk exposures, incur to an outsized extent, identical cost of production per hectare, earn comparable farm income per hectare, and knowledge similar extent of crop loss thanks to the operation of an insured peril, within the notified area.
Defined Area (i.e., unit area of insurance) is Village/Village Panchayat level by whatsoever name these areas could also be involved major crops and for other crops it's going to be a unit of size above the extent of Village/Village Panchayat. In due course of your time , the Unit of Insurance are often a Geo-Fenced/Geo-mapped region having homogenous Risk Profile for the notified crop.
For Risks of Localised calamities and Post-Harvest losses on account of defined peril, the Unit of Insurance for loss assessment shall be the affected insured field of the individual farmer.

How to apply for Pradhan Mantri Fasal Bima Yojana (PMFBY) Haryana

Farmers can apply online for Pradhan Mantri Fasal Bima Yojana at the link https://pmfby.gov.in/

Where to find a CSC Centre in Sonipat to apply Pradhan Mantri Fasal Bima Yojana (PMFBY) Haryana?

Please visit Shahpur Turk CSC, Near Govt School, VPO Shahpur Turk, Sonipat to avail any common online Services or other E-governance service explained here:-

Pradhan Mantri Fasal Bima Yojana (PMFBY) Haryana
AEPS Banking Services at Shahpur Turk CSC
CSC Centers - Shahpur Turk CSC Sonipat Services
Apply Online PAN Card Application through CSC
PAN through CSC
Insurance Motor, Insurance Health, Insurance Life, Insurance cattle, Insurance property, Insurance Fire, Insurance personal accident
AADHAAR Enabled Payment System (AEPS)
PAN Card application immediately
Passport Assistance Services
Premium Collection Services of Insurance Companies like LIC, SBI, ICICI Prudential, AVIVA DHFL and Others
E-Nagrik & E- District Services {Birth / Death Certificate etc.}
Pension Services
NIELIT Services
Aadhar Printing and Enrollment
PAN Card
Electoral Services
Voter Card
Ration Card
E-Courts and Results Services
State Electricity and Water Bill Collection Services
IRCTC, Air and Bus Ticket Services
Mobile and DTH Recharge
English Speaking Course
Agriculture Kisan Services
CSC Bazaar
E-Learning

csc, shahpur turk csc, aeps, digipay, insurance, passport, pan card, ration card, voter card, death certificate, birth certificate, bill payment, mobile recharge, pension,

01 August 2021